Personal Risk Insurance

We believe that a Personal Risk Management Strategy is the very foundation of a sound financial plan. In our view, there is nothing more important than having a plan in place that protects you, your family, your income and the lifestyle that you have become accustomed to, against all of the “what ifs” and uncertainties of life. In this way you have options in place if the unexpected happens.


A comprehensive personal risk strategy will usually revolve around four key components:



Income Protection to protect your lifestyle by providing an income stream when you are unable to work due to illness or injury.



Trauma Cover to provide a lump sum for you and your family if you suffer a serious illness or defined medical trauma, such as heart attack, stroke or malignant cancer.



Total & Permanent Disability to provide a lump sum for you and your family should you suffer a serious disability and are unable to return to work.



Life Insurance to provide your family with real financial security against the risk of dying too soon.



For  more information on personal risk protection click here, or any of the above insurance types.


Call Us

02 6921 4567

Visit Us

Suite 8, 152 Fitzmarice Street

Wagga Wagga NSW 2650

TWOFAVS Pty Ltd T/A Favero Financial Services is a Corporate Authorised Representative No. 365230 of Futuro Financial Services Pty Ltd ABN 30 065 870 015 AFSL No. 238478


This material has been prepared without taking into account a potential investor's objectives, financial situation and needs. Before making a decision based on this material a potential Investor should consider the appropriateness of the advice, having regard to their objectives, financial situation and needs. We recommend that prospective investors consult with their Financial Adviser prior to making any investment decision. While the sources for this material are considered reliable, responsibility is not accepted for any inaccuracies, errors or omissions.